Flashcards on Understanding Credit and Loans

Understanding Credit and Loans: A Student's Guide to Finance

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Credit Bureau

Company that collects credit information

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Credit & Loans Vocabulary

34 cards

Card 1

Question: Credit Bureau

Answer: Company that collects credit information

Card 2

Question: Credit Report

Answer: Statement of credit history and score

Card 3

Question: Credit Score

Answer: Number measuring creditworthiness

Card 4

Question: APR

Answer: Annual Percentage Rate of interest

Card 5

Question: Secured Loan

Answer: Loan backed by collateral

Card 6

Question: Collateral

Answer: Property offered to secure a loan

Card 7

Question: Down Payment

Answer: Cash towards a purchase

Card 8

Question: Bankruptcy

Answer: Federal process to eliminate debt

Card 9

Question: Credit Counseling

Answer: Service helping manage debt repayment

Card 10

Question: FTC

Answer: Federal Trade Commission